Percentage Of Roofs That Need Inspecting

To ensure approval of your claim keep records of repairs before and after photos and reports from inspections.

Percentage of roofs that need inspecting.

I blithely changed the insurance company for my parent s fl house without knowing anything about the fl insurance market was told to get a 4 point inspection then was told by an inspector i hired privately for a full inspection that he deemed the 29 year old tile roof in a custom built house in good condition to have a life expectancy of. After the inspection is done the professional should give you a detailed guide of what needs to be repaired and execute a plan so that it can be fixed properly. For instance if you have an older roof most likely ten years or more depending again on your policy and the type of roof it is your insurance company may only pay out a percentage or portion of your roof repair or replacement cost since the overall value of your roof would have depreciated over the years. Ask for a written evaluation from the roofing contractor that addresses the issues listed above the extent and cause of the damage and the condition of the rest of the roof.

If it were 19 or 20 years old i would just have it done. Was a complete tear off and new shingles 14 years ago. Am extremely skeptical that i can hire a roofer that won t tell me automatically that i need a new roof. What a roofing professional will look for during an inspection will vary depending on the roofing materials used.

If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof. Roofs that are over 20 years old often have limited coverage if any. All low slope roofs should have at least 2 percent slope which is approximately 1 4 inch per foot. No missing shingles no leaking or attic signs of leaking.

A lot of curling shingles and a good percentage of granules in the gutter. The inspection and report will cost up to 500 but it is money well spent if it is instrumental in getting your homeowner s insurance claim paid.